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Changes to Pension schemes...

You might not like them but they're for your own good! Pension scheme rules provide the detail necessary to (hopefully!) help employers and scheme members understand the contributions payable.


Any scheme being used for automatic enrolment has minimum contributions that must be made and these are changing...


from 6 April the contributions will become a total contribution of 8% of qualifying earnings. A minimum of 3% being paid by the employer – there is no legal minimum contribution for the employee but their contribution should be sufficient to ensure that the 8% minimum contribution is achieved.


This increase marks a milestone in the many phases and stages that began in 2012 and have been necessary to roll out automatic enrolment. The Pension Regulator confirm that almost 10 million workers are now able to save more due to the successful roll out of automatic enrolment.



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